Privacy Policy

Mortgage Equities, Inc. Privacy Statement

This privacy statement discloses the privacy practices for mtgequities.com.

What personally identifiable information of yours or third party personally identification is collected from you through the web site.
The organization collecting the information.
How the information is used.
With whom the information may be shared.
What choices are available to you regarding collection, use and distribution of the information.
The kind of security procedures that are in place to protect the loss, misuse or alteration of information under the control of Mortgage Equities, Inc.
How you can correct any inaccuracies in the information.

Information Collection and Use

Mortgage Equities, Inc. is the sole owner of any information that may be collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. Mortgage Equities, Inc. may collect information from our users of our web site via email.
Registration

In order to use this Web site no registration is required. A user may provide Mortgage Equities, Inc. their contact information (such as name and email address) via email. This information maybe used to contact the user about the services on our site for which they have expressed interest. It is optional for the user to provide demographic information (such as income level and gender), and unique identifiers (such as social security number).
Cookies

A cookie is a piece of data stored on the user’s hard drive containing information about the user. Mortgage Equities, Inc. does not use cookies in the operation of its web site.
Sharing

We use a number of outside vendors in the processing of loan applications (credit reporting bureaus, title insurance companies, appraisers, funding sources, etc.). These companies do not retain, share, store or use personally identifiable information for any purpose other than processing of loan applications and the administration of closed loans.

We may partner with another party to provide specific services. When the user signs up for these services, we will share names, or other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services.

We may share aggregated demographic information with our partners and advertisers. This is not linked to any personal information that can identify any individual person.
Links

This web site may contain links to other sites. Please be aware that Mortgage Equities, Inc. is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this web site.
Newsletter

If a user wishes to subscribe to any newsletter that Mortgage Equities, Inc. may provide from time to time, we will ask for contact information such as name and email address.
Tell-A-Friend

If a user elects to use our referral service for informing a friend about our site, we ask them for the friend’s name and email address. Mortgage Equities, Inc. may send the friend a one-time email inviting them to visit the site. Mortgage Equities, Inc. stores this information for the sole purpose of sending this one-time email. The friend may contact Mortgage Equities, Inc. at mtgequities.com or via telephone or mail to request the removal of this information from its database.
Security

As the primary purpose of our Web site site is to provide information about our company and not for collecting information or directly providing any service, Mortgage Equities, Inc. provides for no special encryption for transmission of data to and from our web site.

Users should use precaution to protect to protect any information provided to Mortgage Equities, Inc. via the Internet. When users submit sensitive information via the Web site, Mortgage Equities, Inc. will use reasonable efforts to protect your personal information both online and off-line.

The primary method of providing sensitive information to us is either by mail, overnight courier or via face-to-face meeting. We accept information provided to us via email however, we do not make any attempt to provide any security measures (such as encryption) for information provided to us via email.

If you have any questions about the security at our Web site, you can send an email to sjlindstrom@mtgequities.com.
Supplementation of Information

In order for this Web site to properly fulfill its obligation to our customers, it maybe necessary for us to supplement the information we receive with information from third party sources.

For example, to determine if our customers qualify for one of our loan programs, we use their name and social security number to request a credit report. Once we determine a user’s creditworthiness, and the customer makes application for a loan this document becomes a part of the loan file. Personally identifiable information shall not be used for any purpose other than processing of loan applications and the administration of closed loans.
Special Offers

Established customers may occasionally receive information via email on products, services, special deals, and a newsletter. Out of respect for the privacy of our users we present the option to not receive these types of communications. Any customer can discontinue receipt of these communications by notifying Mortgage Equities, Inc. via telephone, mail or email.
Correction/Updating Personal Information:

If a customer’s personally identifiable information changes (such as your zip code), or if a user no longer desires our service, we will endeavor to provide a way to correct, update or remove that user’s personal data provided to us. This can be done or by calling, mailing or emailing our us.
Choice/Opt-out

Our users have the opportunity to “opt-out” of having their information used for purposes not directly related to our site.

Users who no longer wish to receive our newsletter or promotional materials from us may opt-out of receiving these communications by replying to unsubscribe in the subject line in the email or email us at sjlindstrom@mtgequities.com. Such notification can also be made to us by mail or phone.
Notification of Changes

If we decide to change our privacy policy, we will post those changes on our Home page so our users are always aware of what information we collect, how we use it, and under circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.