Note Buyer

We Purchase Seller-held Notes, Contracts, and Other Obligations

We purchase owner financed notes or contracts secured by real estate in the western United States.   Employing our own funds we can act quickly and reliably to meet your request. Selling your note or only a part of it can provide cash for immediate needs.  To answer your questions about selling your note or how to structure a note when you sell a property just give us a call.  Click here for non-real estate cash flow notes.

Types of security
  • Residential properties
  • Vacation homes
  • Developed and undeveloped land
  • Commercial properties
  • Structured insurance settlements
  • Annuity contracts
Types of notes
  • New and seasoned notes
  • Interest-only notes
  • Monthly, quarterly, semiannual, or annual pay notes
  • Notes with balloons
  • Divorce notes
  • Structured settlements (personal injury awards)
  • Annuity contract payments
Purchase options
  • Full purchase
  • Partial purchase
  • Installment purchase
  • Multiple cash-flow purchases
Price factors
  • Type of properties
  • Interest rate of note or obligation
  • Loan-to-value ratio
  • Remaining term
  • Payment history
  • Payor credit history
  • Current interest rates
  • Assignability of the obligation

To determine the price we pay, we require basic information about the note or obligation and the security backing the note or obligation.

The information we need includes:

  • Copy of the note
  • Copy of the deed of trust or contract
  • Closing statement
  • Payment record
  • Description of the property
  • Description of the obligation if it’s a structured settlement or annuity contract

Frequently asked questions about selling a mortgage