Construction Loans

Why choose us instead of a traditional bank construction loan?

We are a privately owned, non-bank, non-regulated lender with our own funds, access to bank funds and other private sector funds.

Transactions often fail to get approval because of poor presentation to the lender or insufficient experience by the lending officer to help structure an acceptable loan request.

Our principals are experienced construction lenders who work hard to help developers find solutions to financing needs on good projects, some of which, banks have turned down.

We quickly analyze your loan request to determine if we can provide the financing you need. We don’t waste time with “maybe” — speed, experience and willingness to help structure your loan to accomplish your goals, are major reasons why many borrowers have selected our services.

Lending area:Washington, Oregon, Idaho
Amounts:$250,000 to $3,000,000
Term:9 to 36 months
LTV Ratios:Up to 75%
Amortization:Interest only
Rates/Fees:Negotiable- Depends on term, amount, and degree of difficulty in putting the transaction together.
Appraisal:Optional - Case by case determination.
Title Insurance:ALTA Extended Title Coverage is required.
Acceptable Collateral:

First lien position on:

  • Apartments
  • Mobile home & RV parks
  • Single family subdivisions
  • Self storage
  • Light - industrial
  • Office
  • Medical clinics
  • Neighborhood shopping centers.
We will consider other types of income property.

Excluded Property Types:

  • Taverns
  • Restaurants

Application fee:To be negotiated